Deborah Ray
Licensed Clinical Social Worker
208-971-1805
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Fees & Insurance
For Billing Questions please email: raytherapiesbilling@gmail.com
Health Insurance
We are currently contracted with most Blue Cross of Idaho (Traditional & PPO), St Lukes Health Plan, Pacificsource & Select Health. Please note, as with any provider, we will bill your insurance as a courtesy but are unable to guarantee coverage/benefits. Any co-insurance is due at time of service.
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Private Pay Rates
Initial Assessment/Evaluation (Individual) - $200 (50-60 minutes)
Follow-up Sessions (Individual) - $175 (50 minutes)
Initial Assessment/Evaluation (Couples) - $225-275 (60-90 minutes)
Follow-up Sessions (Couples) - $200 (60 minutes)
Preparation for Legal Proceedings - $250/hr
Attendance at Legal Proceedings - $275/hr
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Health Savings Account (HSA)
If you see a therapist or receive mental health counseling, you may be able to pay the bill with your HSA funds. To qualify, the IRS requires your therapy or counseling to be directly related to a diagnosed medical condition – rather than for the general improvement of mental health or stress. That means that, generally, talk therapy or behavioral counseling with a letter of medical necessity may be a qualified medical expense while something like marriage counseling or life coaching may not.
If an expense is qualified, you can pay for your sessions with your HSA. Whether you pay directly with an HSA debit card or receive reimbursement from your account, your payments will come straight from your tax-free funds.
Payment Types
I accept cash, check, Venmo and all major credit cards as forms of payment.
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Cancellation Policy
If you are unable to attend a session, please make sure you contact me at least 24 hours in advance. Otherwise, you may be charged the full rate of the session.